Citrus Polaris

Citrus Polaris stands off Hennur Main Road, in the pocket around Kuvempu Layout on the north side of the city. The road has turned into a residential suburb over the past decade, with apartment projects along its length, so shops and daily services grow along the same stretch. Neighbouring localities are Kannur, Jakkur and Horamavu; further out along the road you reach Narayanapura, Chikkagubbi and Angalapura.

Citrus Ventures has not published distances to workplaces, schools or the airport, so we do not quote any. What we can say is that the community is finished, so you can test the commute today. Drive from the gate to your office on a weekday morning and back in the evening, and try the school run too if that applies.

Because possession began in 2018, the residents already living here are your best guide to the daily practicalities. They can tell you how long the trip to Hennur Main Road takes at peak hours, where the nearest market is, and whether the approach roads flood in the monsoon. Ask the association, not just the seller. A villa community also means your own car for most trips, so count the parking spaces that come with the house.

Citrus Polaris publishes one villa type: a four-bedroom home of about 1,880 sq ft, quoted as built-up area. Carpet area, plot dimensions and the number of floors in each villa are not published, so ask for the full plan. Four bedrooms in 1,880 sq ft means the rooms will be moderate rather than large; walk the actual house with a tape measure if room size matters to you.

The starting price is Rs. 1.71 Crore, about Rs. 9,100 per sq ft on the built-up area. Villa prices depend on the plot, the position in the layout and whether the house is on a corner or faces the road, so a single quoted figure is only the floor. Because the project is complete and possession began in December 2018, the seller may be an owner rather than the developer, and a resale price is negotiated, not listed.

A completed home with its occupancy or completion certificate carries no GST. Stamp duty and registration apply on the full sale price. Ask for a cost sheet or a resale breakdown that shows:

• Land and construction split, if you are buying from the developer
• Any transfer or no-objection charge from the association
• Maintenance dues outstanding on the villa, to be cleared before registration
• Clubhouse or facility deposit, and whether it transfers to you
• Stamp duty and registration on the full consideration
• Loan foreclosure, if the seller has a mortgage on the villa

Citrus Polaris has no RERA registration number published. Possession started in December 2018, so ask Citrus Ventures whether the project was registered and, if a number exists, check the entry on the Karnataka RERA website (rera.karnataka.gov.in). The developer lists BBMP/BDA approval for the layout; ask for a copy of the approved plan and the approval letter.

For a finished villa, the paperwork is closer to a resale check than a launch check. Ask for:

• Completion or occupancy certificate for the villa
• Sanctioned plan and the as-built plan, to confirm there is no deviation
• Title documents for the land and an up-to-date encumbrance certificate
• Khata in the current owner's name and the latest property tax receipt
• BESCOM and water connections in the seller's name, with dues cleared
• A no-dues certificate from the residents' association

If you buy from an existing owner, check the chain of sale deeds back to the developer's allotment. At registration, the sale deed goes in your name, and the khata transfer follows. Keep the association informed, because the transfer of any facility deposit usually needs their sign-off.

Citrus Polaris covers 3 acres, and the developer has not said how many villas share it or how much of the ground is open. Ask for the layout drawing and count the plots yourself; on a small site the space between houses matters more than any amenity. Since the project is complete, what you see on a visit is what exists, not a render.

A morning here could start on the joggers' track, then a set of tennis or a game of squash before the gymnasium fills up. The swimming pool and the basketball court draw the afternoon crowd, and the children have a play area and outdoor games. Indoor games and a library give you somewhere to go when it rains.

Evenings and weekends turn to the garden, the amphitheatre for a community event, and the community hall for a family function. A bank ATM on the premises is a small convenience that saves a trip. Power backup covers the common areas and pumps, but ask what backup the villas themselves get. Above all, ask the association what the monthly maintenance is, how the sinking fund stands, and which facilities have been kept up since 2018.