Completed Apartments in Bangalore

Where the finished stock sits

The completed projects here are spread across the city rather than bunched in one corridor. In the north you will find Hebbal, Jakkur, Thanisandra and Yelahanka, close to the airport road. In the east, Whitefield, Bellandur, Mahadevapura and Old Madras Road sit near the big tech parks. The south covers JP Nagar, Electronic City and Chandapura.

Asking prices on page one run from Rs. 26.9 Lakhs for Ajmera Lugaano in Yelahanka to Rs. 3.24 Cr for Adarsh Stratuss in JP Nagar. Mid-range options include ARATT Alchemy One on Old Madras Road at Rs. 94.1 Lakhs and Adarsh Crest in Hebbal at Rs. 1.17 Cr. Some cards say Sold Out: that usually means the developer has no fresh inventory left, so ask about resales.

What a completed home changes for you

• No construction wait. You can move in or rent the flat out soon after registration.
• What you see is what you get. Walk the unit, check the light, the view, water pressure and the lift.
• Full payment up front. There is no construction-linked schedule, so your loan disburses in one go.
• Fewer units to choose from. Finished projects often have only a few floors or facings left.

Papers to ask for before you sign

A finished building should have an Occupancy Certificate from the local authority. Ask to see it, along with the RERA registration number and the completion certificate. Check that the flat has its own khata in your name after purchase, and that electricity and water connections are permanent, not temporary builder lines.

For a resale flat, also ask the owner for the original sale deed, the mother deed chain and a no-dues letter from the association. A lawyer's title search is worth the fee.

Who these homes suit

Completed apartments work well if you are moving to Bangalore for a job and need a home soon. They also suit you if you are tired of paying rent and EMI at the same time. If you would rather pay in stages, compare with under-construction apartments, which spread payments across the build but carry delivery risk.